Handling CSV containing 'Comma' & &amp


I have CSV data which is created from EXCEL, in which few field have COMMA and double quotes.
for example:

umashanker,"Address here,test "“data”, 273-0006

I have create a custom CSV template, but when i read the data by using the template my pipeline is:

Address="Address here
PostalCode=test "“data”

How can i handle this kind of data by using WmEDI package templates and service?

Any advice welcome.

Thanks in advance